RETrackerQuebec City Welcome Tax Calculator
In Quebec City, the land transfer tax (the “welcome tax”) on a $700,000 purchase is about $10,610 in 2026. Québec City adds a 2.5% bracket between $500,000 and $750,000, then 3% above $750,000. It also lets you pay in three interest-free installments. Enter your price below for the full bracket breakdown.
Welcome tax › Quebec City
| Bracket | Rate | Tax |
|---|
Estimate only. Confirm the final amount with your notary.
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How much is the welcome tax in Quebec City?
On a $700,000 property in Quebec City, the welcome tax is about $10,610. Here is the 2026 scale, applied bracket by bracket:
| Portion of the taxable base | Rate |
|---|---|
| $0 – $62,900 | 0.5% |
| $62,900 – $315,000 | 1% |
| $315,000 – $500,000 | 1.5% |
| $500,000 – $750,000 | 2.5% |
| $750,000 – + | 3% |
Worked example: a $700,000 home in Quebec City
- 0.5% on the first $62,900 = $314.50
- 1% on the portion from $62,900 to $315,000 = $2,521.00
- 1.5% on the portion from $315,000 to $500,000 = $2,775.00
- 2.5% on the portion from $500,000 to $750,000 = $5,000.00
- Total welcome tax = $10,610.50
How is the welcome tax calculated in Quebec City?
It applies to the taxable base — the greatest of the price paid, the price in the deed, or the municipal assessment times the comparative factor. Québec City adds a 2.5% bracket between $500,000 and $750,000, then 3% above $750,000. It also lets you pay in three interest-free installments. The calculation is progressive: each bracket is taxed at its own rate.
Quebec City vs the rest of Québec
Québec sets a mandatory base scale (0.5% / 1% / 1.5%). Québec City adds a 2.5% bracket between $500,000 and $750,000, then 3% above $750,000. It also lets you pay in three interest-free installments. Any municipality not on the list simply uses the base scale.
Common exemptions
- Transfers between spouses (married or qualifying common-law).
- Transfers in a direct line (parent-child, grandparent-grandchild).
- Certain transfers where the taxable base is under $5,000.
Frequently asked questions
What is the welcome tax rate in Quebec City?
Quebec City uses Québec's base scale (0.5% up to $62,900, 1% to $315,000, 1.5% above). Québec City adds a 2.5% bracket between $500,000 and $750,000, then 3% above $750,000. It also lets you pay in three interest-free installments.
Is the Quebec City welcome tax based on the price or the assessment?
On whichever is highest: the purchase price, the amount in the deed, or the municipal assessment times the year's comparative factor.
When will I get the Quebec City welcome tax bill?
The City of Quebec City sends it separately, usually a few weeks to a few months after closing. It is not collected by the notary at signing.
Do first-time buyers get a discount?
There is no province-wide first-time-buyer exemption, though some municipalities run their own home-ownership assistance programs.